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Here at Encompass Mortgage Services, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

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The First-Time Homebuyer's Complete Guide

The First-Time Homebuyer's Complete Guide

Oct 14, 2025

Learn the essential steps for buying your first home, from financial preparation to closing. Get expert guidance for successful homeownership.

Should You Use Your 401(k) for a Home Down Payment?

Should You Use Your 401(k) for a Home Down Payment?

Oct 09, 2025

Learn the risks and alternatives before borrowing from your 401(k) for a home down payment. Understand the true cost to your retirement savings.

Understanding Mortgage Closing Costs

Understanding Mortgage Closing Costs

Oct 07, 2025

Learn what closing costs you'll pay when buying a home, from lender fees to third-party services. Get tips to manage expenses effectively.