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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Encompass Mortgage Services, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..

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Buy a Home using the House Hacking Strategy

Buy a Home using the House Hacking Strategy

Mar 17, 2026

See how House Hacking can help you buy a home and grow your real estate portfolio with less risk and lower upfront costs.

VA Loan Credit Score Requirements

VA Loan Credit Score Requirements

Mar 12, 2026

Contact our team today to review your VA eligibility and explore your VA Loan options.

What Credit Score Do You Need to Buy a House in 2026?

What Credit Score Do You Need to Buy a House in 2026?

Mar 10, 2026

See what credit score you need to buy a home in 2026. Credit requirements vary by loan program - Learn More Now.