Background image for

Get a Great Rate on a New Mortgage

See How Much You Can Afford or How Much You Can Save for FREE.

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

Contact Us

Loan Programs

Here at Encompass Mortgage Services, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

Learn More

Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..

View Calculators
What should I do if I owe more than my home is worth?

What should I do if I owe more than my home is worth?

Mar 19, 2026

Reach Out to Learn More - An underwater mortgage is manageable with knowledge, planning, and action

Buy a Home using the House Hacking Strategy

Buy a Home using the House Hacking Strategy

Mar 17, 2026

See how House Hacking can help you buy a home and grow your real estate portfolio with less risk and lower upfront costs.

VA Loan Credit Score Requirements

VA Loan Credit Score Requirements

Mar 12, 2026

Contact our team today to review your VA eligibility and explore your VA Loan options.